Unlawful Internet Gambling Enforcement Act (UIGEA)
Effective June 1, 2010, the Unlawful Internet Gambling Enforcement Act requires the credit union to prohibit illegal internet gambling transactions from being processed. In order to meet these regulatory requirements, both legal and illegal internet gambling transactions may be blocked.
Fresh Start loans are available from January 1, 2012 through March 31, 2012. The maximum loan amount is $2,000 at 7.00% for a 12 month term. Call 877-336-4988 to apply!!!
Low fixed rates
are still available on new and
used autos.
Call us today to apply
for a preapproved loan.
Keep in mind that any loan with the credit union
comes with free life insurance
coverage up to $20,000.00 per member.
Tired of paying to maintain a checking
account?
Norwich Telops FCU offers free checking . Along
with free checking you may also apply for a debit
card and overdraft loan protection. Direct deposit
is also available. Contact us today!
Important information about procedures
for opening a new account
To help the government fight the funding of terrorism
and money laundering activities, Federal law requires
all financial institutions to obtain, verify,
and record information that indentifies each person
who opens an account.
What this means to you: When you open an account,
we will ask for your name, address, date of birth,
and other information that will allow us to identify
you. We also ask to see your driver's license
or other identifying documents.
E-mail address: norwichtelops@frontiernet.net
Holiday Closings:
Monday, January 16, 2012 (Martin Luther King, Jr. Day)
Monday, February 20, 2012 (President's Day)
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E-Statements
are available to our online banking participants. Please contact the credit union office if you would like to receive your statements via the home banking website in lieu of receiving paper statements in the mail.
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What is Courtesy Pay?
Courtesy pay is an overdraft privilege of $300 above and beyond what a member has available in checking, savings and overdraft line of credit to clear checks, ACH and debit card items.
Only after exhausting funds available in checking, savings and overdraft line of credit, would this $300 courtesy be extended. There is no cost associated with this privilege unless you use it.
For each item attempting to clear there would be a $20 charge, the same fee charged for an NSF item. Instead of returning the NSF item(s), it/they would be paid. Please remember that the $20 fee per item is part of the $300 courtesy pay privilege. Example: $75 check is cleared, $20 is charged, leaves $205 available of the $300 privilege.
The $300 privilege is automatically available on checking accounts of members in good standing to clear checks and ACH items. HOWEVER, YOU MUST OPT-IN TO THE COURTESY PAY PROGRAM IN ORDER TO RECEIVE AUTHORIZATION FOR DEBIT CARD ITEMS (AT EITHER POINT OF SALE OR ATM)WHEN ALL FUNDS AVAILABLE IN CHECKING, SAVINGS OR O/D LINE OF CREDIT HAVE BEEN DEPLETED.
Norwich Telops believes Courtesy Pay is one more way to help you meet your unexpected financial needs.
To opt-in, please call 877-336-4988 or email us at norwichtelops@frontiernet.net.
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