Serving our members since 1968

Low rates to get you on your way

Loan Type Amount/Term Rates
New titled vehicles 0-2 model years old Rates as low as 2.25%
Used titled vehicles 3-7 model years old Rates as low as 2.75%
New non-titled vehicles 0-2 model years old Rates as low as 4.25%
Used non-titled vehicles 3-7 model years old Rates as low as 4.75%
Older titled vehicles 8-12 model years old Rates as low as 5.25%
Vacation loans Maximum $3,000 Rates as low as 6.00%
Fresh start loans Maximum $2,000 Rates as low as 6.00%
Closed-end signature loans Maximum $8,500 Rates as low as 8.50%
Share pledged loans Rates as low as 2.25%
Frontier and VZ stock secured loans Rates as low as 2.25%
Holiday loans (avail. 10/1 - 12/31) Maximum $2,000 Rates as low as 6.00%
Revolving credit loans Maximum $5,000 Rates as low as 10.00%
New manufactured homes Up to 12 years Rates as low as 9.00%
Used manufactured homes Up to 9 years Rates as low as 10.00%
Overdraft LOC Maximum $2,000 Rates as low as 13.00%
Other secured Rates as low as 6.00%

Rates and terms are subject to change. Contact a Norwich Telops FCU representative at 877-336-4988 for details. Rates may vary depending on each individual’s credit worthiness and the Credit Union’s loan policies. Over the past few years it has been increasingly difficult for the Credit Union to compete with others who reward the ‘best’ borrowers with lower rates. In the past we have maintained one rate regardless of credit score, however, we are now using a tiered rate lending program based on credit score. Other lending criteria will include debt-to-income ratio, credit history, ability to repay, and length of employment. Membership is required with a $5.00 minimum deposit and a $1.00 membership fee.